Colorado Appraisals & Consulting
Female Owned & Operated

Accurate, custom evaluations for fair payouts.

photos of Erika and the team from Lotus Services on the job: 1. assessing a roof insurance claim 2. pointing to an issue on top of a roof during an insurance appraisal 3. inspecting a job site for an insurance consulting project

Services

Expert Scope Writing & Insurance Appraisal Services

Why Choose Us

Trust us to deliver clarity and precision for all your claims.

Our Process

Easy & streamlined, ensuring peace of mind and satisfaction.
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Expert Scope Writing & Insurance Appraisal Services

Custom & Accurate Scope Writing

Tailored evaluations based on actual construction costs.
Starting at $250/hour (plus travel and fees)
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Detailed Damage Assessments

Thorough analysis ensuring all costs and trades are accounted for.
Starting at $250/hour
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Consultation for Complex Claims

Specialized support for large or intricate projects.
Custom pricing available upon consultation
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Trust us to deliver clarity & precision for all your needs.

Choose us for affordable, expert scope writing that goes beyond industry norms. Unlike traditional methods that apply a one-size-fits-all approach, we craft detailed, customized scopes based on actual construction costs and the unique needs of your project. Our personalized, meticulous approach ensures that every claim is accurate, fair, and reflective of real-world conditions—giving you peace of mind and maximum value.

Female-Owned Business

Bringing a unique perspective and a personal touch to every claim.

Detail-Oriented Approach

We go beyond industry norms with custom evaluations tailored to each project.

Expert Knowledge

25+ years of experience in construction and insurance ensure accuracy and reliability.

Timely Service

Fast, accurate solutions to help clients move forward quickly.

Fair & Accurate Scopes of Work

Helping clients receive correct solutions at fair compensation to complete insurance claim work

Lotus Services

Where Expertise Meets Integrity

Lotus Services is a female-owned, detail-oriented insurance appraisal business committed to providing precise, reliable scope creation and appraisals that reflect real, up-to-date construction costs.
Erika Smith, owner of female owned and operated Lotus Services
Founder
Owner - Operator Erika Smith brings 25+ years of experience with exterior contracting and a lifetime of experience in the construction industry to every project we handle.

Our deep understanding of construction costs, combined with a commitment to personalized service, ensures that your claims are handled with integrity, expertise, and precision.

Founded by Erika Smith, a trailblazer in the field, we pride ourselves on being one of the few woman-owned appraisal companies in Colorado.
Our goal is simple: to provide fair, accurate, and timely solutions that help clients achieve the best outcomes.

Our Process

How it Works
1
Select Your Service
Scope Writing
Insurance Appraisal
Consulting
2
Initial Consultation
We discuss your scope work and what needs to be added
3
Service Delivery
Great communication with regular followup

Let's Get Started

Fill out the form, give us a call, or send us a text. Please provide a brief overview of your claim or project. We will reply by your preferred contact method as soon as possible.
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